MJD Accountancy Services Ltd

This Privacy Promise explains when and why we collect personal information about you, how we use it and the conditions under which we may disclose it to others. Personal data is any information that can directly or indirectly identify you. It also explains how we keep your data safe and secure and your rights and choices in relation to your information.

If you have any questions regarding our Privacy Promise and our privacy practises or would like to exercise any of your rights, please get in touch via the following information:

Email us: mjd@mjdservices.co.uk  

Telephone us: 07971 837779

Write to us: Data Protection Enquiry, 31 St Annes Road, Newquay, Cornwall TR7 2SA, UK

If you are unhappy with the way that we process your data, you can also make a complaint to the Information Commissioner’s Office (ICO) which regulates the use of information in the UK. They can be contacted by:
Telephone 0303 123 1113
Or by going online to www.ico.org.uk/concerns

If the organisation is based outside of the UK, the complaint should be directed to the relevant Data Protection Supervisory Authority in that Country.

Contents

  • Who are we?
  • How do we collect information for you?
  • What type of information is collected from you?
  • How and why is your information used?
  • How long is your information kept for?
  • Who has access to your information?
  • Lawful Processing
  • Fundraising and marketing communications
  • Your Choices
  • Your Rights
  • Keeping your information safe
  • Keeping your information up to date
  • Use of ‘cookies’
  • Vulnerable circumstances
  • Transferring your information outside of the United Kingdom
  • Changes to this promise
  • Review of this promise

Who are we?
We are MJD Accountancy Services Ltd, we provide accountancy, bookkeeping and payroll services to sole Traders, Partnerships and small to medium sized limited companies.
In this policy, MJD Accountancy Services Ltd, ‘we’, ‘us’, ‘our’ means:
MJD Accountancy Services Ltd, 31 St Annes Road, Newquay, Cornwall TR7 2SA, UK.

How do we collect information from you?

Information you give us directly
For example, when you engage our services to produce information for you.

When you visit this website
We may, like many organisations, automatically collect the following information when you visit our website:
Technical information, including the type of device you’re using, your IP address, browser and operating system being used to connect your computer to the internet. This information may be used to improve our services with you and make your experience better.
We collect and use your personal information by using cookies on our website – more information on cookies can be found under ‘the use of cookies’ section below.

Social Media
When you interact with us on social media platforms such as Facebook and Twitter, we may obtain information about you (for example, when you publicly tag us in a photo). The information we receive will depend on the privacy preferences you have set on those types of platforms.

What type of information is collected from you?
The personal information we collect, store and use might include:

  • Your name and contact details (including postal address, email address and telephone number);
  • Your date of birth;
  • Your bank or credit card details. If you pay for our services online. Your card information is not held by us, it is collected by our third-party payment processors, who specialise in securing your information and processing of debit/credit card transactions;
  • Any other personal information that may be shared with us.

Data protection laws recognise certain categories of personal information as sensitive or special categories of data and therefore requiring greater protection, for example, information about your health, religion, sex life or sexual orientation.
We do not usually collect sensitive data about you unless there is a clear and valid reason for doing so and data protection laws allow us to, for example, we may ask for your health information if it is relevant to your financial affairs and to help you with our full potential.

How and why is your information used?
We may use your information for a number of different purposes, which may include:

  • Keeping a record of your relationship with us;
  • Carrying out our obligations under any contracts entered into between you and us;
  • If you sign up to receive our newsletter;
  • Providing you with the services, products or information you asked for;
  • Checking for updated contact details against third party sources so we can stay in touch if you move (please refer to section ‘keeping your information up to date’)
  • Seeking your views or comments on the services and information we provide;
  • Notifying you of any changes to our business;
  • Sending you communications which you have requested and that may be of interest to you. These may include information about promotion of our services; and
  • Processing job or grant applications.

How long is your information kept for?
We keep your information for no longer than is necessary for the purposes it was collected for. The length of time we keep your information for is determined upon our legal and operational considerations. For example, we are legally required to hold certain types of information to fulfil our statutory and regulatory obligations (e.g. Health and safety and tax/accounting purposes).

We review our retention periods on a regular basis and update our Records of Processing Activities (RoPAs) accordingly. If you would like to know more about how long we hold your personal information, please email: mjd@mjdservices.co.uk

Who has access to your information?
We do not sell or rent your information to third parties. We do not share your information with third parties for marketing purposes. However, we may disclose your information to third parties in order to achieve the other purposes set out in this policy. These third parties may include

Third parties working on our behalf
We may pass your information to our third-party service providers, suppliers’ subcontractors and other associated organisations for the purposes of completing tasks and providing services to you on our behalf. We would like to point out that when we use these third parties, we disclose only the personal information that is necessary to deliver the services and we have a contract in place that requires them to keep your information secure and prevents them for using it for their own direct marketing purposes. Please be assured that your data will not be processed by these third parties for any other reason than the one stated above unless you have requested us to do so, or we are required to do so by law, for example, for the purposes of prevention of fraud or other crime or any other requirement by law.

Lawful Processing
Data protection law requires us to rely on one or more lawful basis for processing your personal information. Please see the following lawful grounds MJD Accountancy Services Ltd use and believe are relevant and lawful under data protection laws:

Informed Consent
Where you have provided specific Consent to use your personal information in a certain way, such as to send you information through an email, telephone marketing or by text. We do not use your consent to process your data for business purposes.

Legitimate Interests
Where it is necessary to achieve our and others’ objectives as an organisation with reason. (As long as what the information is used for is fair and does not duly impact your rights). A few examples of when we use Legitimate Interest as a business in pursuit of our aims and objectives would be:

  • To send you communications through the post which we believe might be of interest to you;
  • To personalise, enhance or modify and improve our services and communications to you to benefit our customers;
  • Conducting research to better understand clients and improve the relevance of our business;
  • To understand how people interact with our website, the effectiveness of our services, our promotional and marketing campaigns and our advertising.

Whenever we use Legitimate Interest to process data, we perform a Legitimate Interest Balancing Assessment (LIA) and consider the balance and any potential impact on you (both positive and negative), and your rights under data protection laws. Your information will not be processed if our interests as an organisation override your interests as an individual and if for any reason the processing overrides serious impact on you. For example, where MJD Accountancy Services Ltd would be excessively intrusive by sending multiple marketing campaigns on a regular basis.

When we process sensitive or special category information, we require an additional legal basis in order to process such information under data protection laws. We will either use your Explicit Consent or another lawful route available such as if we need to process employments, social security or social protection purposes, if it was for your vital interest or in some rare cases, if it is in the public interest.

Legal Obligation
We will use this condition to process personal information for example where we are ordered by HMRC.

Performance of a contract
When you purchase our services, a contract is created; the law permits us to process your data in such circumstances using contractual obligation as the lawful grounds.

Vital Interests
Where it is necessary to protect your life or health. An example would be in the case of a medical emergency by an individual attending one of our offices).

Marketing Communications
Your contact details may be used to provide you with information about the services we offer.

Post
We may from time to time send you marketing communications through the post. If you prefer not to hear from us this way, please get in contact and let us know by any of the contact details listed at the beginning of this privacy promise.

Phone/Email/Text
We will only send you marketing communications by email, text and telephone if you have explicitly provided your prior consent. You may opt-out of our marketing communications at any time by clicking the unsubscribe link at the end of our marketing emails.

Your Choices
Here at MJD Accountancy Services Ltd, we respect and value your choices. You have a choice whether or not you wish to receive information from us. If you do not want to receive direct marketing communications from us about any products or services you can buy, you can opt-out at any time by contacting a member of the team at any of the contact details listed in this section.

MJD Accountancy Services Ltd are committed to putting you in control of your data and you are free to change your marketing preferences at any time, including if you do not want to receive further contact in regard to marketing purposes. Please contact us and we will be sure to amend your preferences:
Email: mjd@mjdservices.co.uk  
Post: Data Protection Enquiry, 31 St Annes Rd, Newquay, Cornwall TR7 2SA

Your Rights
Under data protection laws in the UK and EU, you have certain rights over the personal information that we hold about you. Here is a summary of the rights we think apply:

Right to be Informed
You have the right to be informed as to how we use your data under what lawful basis we carry out any processing. This privacy promise sets this information out however if you would like further information or feel that your rights are not being respected, please get in contact with any of the details listed above.

Right of Erasure
You may ask us to delete some or all of your information we hold about you. Subject to certain exceptions, we will do so as far as we are required to.

Right to Object
You have the right to object to processing where we are using your personal information such as where it is based on legitimate interests or for direct marketing.

Inaccurate personal information corrected
Inaccurate or incomplete information we hold about you can be corrected. The accuracy of your information is important to us, and we are working on ways to make this easier for you to review and correct the information that we hold about you. We will also carry out an annual accuracy check and contact you to ensure your information is up to date. If any of your information is out of date or if you are unsure of this, please contact us through any of the contact details listed in this section.

Right of restriction
You have a right to restrict the processing of some or all of your personal information if there is a disagreement about its accuracy, or we are not lawfully allowed to use it.

Right to Access your information
You have a right to request access to a copy of your personal information that we hold about you, along with the information on what personal information we use, why we use it, who we share it with, how long we keep it for and whenever it has been used for automated decision making. You can make a request for access free of charge and proof of identity is required.

No automated decision making
Automated decision-making takes place when an electronic system uses personal information to make a decision without human intervention. You have the right not to be subject to automated decisions that will create legal effects or create a similar significant impact on you unless you have given us consent, it is necessary for a contract between you and us or is otherwise permitted by law. You also have certain rights to challenge decisions made about you. We do not currently carry out automated decision making.

Portability
You can ask us to provide you or a third party with some of the personal information that we hold about you in a structured, commonly used, electronic form so it can be easily transferred.
Please note that in some circumstances we will be unable to uphold and acknowledge some of these rights in accordance with The Data Protection Act 2018 (DPA 2018).  

Keeping your information safe
We take looking after your information very seriously. We have implemented appropriate physical, technical and organisational measures to ensure that your personal information is secure when under our control, both on and offline, from improper access, use, alteration, destruction and loss.

Any sensitive information (such as your credit or debit card details or any information that is classed as sensitive or special category data) is encrypted and protected. All debit and credit card details are passed securely to our payment processing partner, according to the Payment Card Industry Security Standards. Non-sensitive details such as your email address etc, are transmitted normally over the internet, this cannot be guaranteed to be 100% secure, so as a result, while we strive to protect your personal information, we make our best effort to ensure its security on our systems.

Our websites may contain links to other sites. While we try to link only to sites that share our high standards and respect for privacy, we are not responsible for the content, or the privacy practises employed by other sites. Please be aware that advertisers or websites that have links on our site may collect personally identifiable information about you. This privacy promise does not cover the information practises of those websites or advertisers.

Keeping your information up to date
We take reasonable steps to ensure your information we hold of you is accurate and up to date. We review our data annually. We really appreciate it if you let us know when you contact details change to ensure we have the most up to date record of you.

Use of ‘cookies’
Like many other websites, this website uses ‘cookies’. _’Cookie’_ is a name for a small file, usually of letters and numbers, which is downloaded onto your device, like your computer, mobile phone or tablet when you visit a website. They let websites recognise your device so that the sites can work more efficiently, and also gather information about how you use the site. A Cookie, by itself, can’t be used to identify you.

How do we use Cookies?
We use Cookies to distinguish you from other users of our website. This helps us to provide you with a good experience when you come to our website and also allows us to improve the user experience.

The Cookies we use
We use the categorisation set out by the International Chamber of Commerce in their UK Cookie Guide. We use all four categories of Cookies:

  • Strictly necessary Cookies are essential for you to move around our website and use its features.
  • Performance Cookies collect anonymous information about how you use our site, like which pages are visited most.
  • Functionality Cookies collect anonymous information that remembers choices you make to improve your experience, like your text size or location. They may also be used to provide services you have asked for such as watching a video or commenting on a blog.
  • Targeting or Advertising Cookies collect information about your browsing habits in order to make advertising relevant to you and your interests. As such if you visit our website, you may then be more likely to see adverts about our work on other websites as your browsing suggests that this is an area of interest.

No Cookies, please.
You can opt-out of all our cookies (except the strictly necessary ones). But, if you choose to refuse all Cookies, our website may not function for you as we would like it to. If you have any questions about how we use Cookies, please contact us.

Vulnerable circumstances
We are committed to protecting vulnerable customers and any other individual we hold data of and appreciate care may be needed when we use their personal information. In recognition of this, we observe good practice guidelines in our interactions with vulnerable people.

Transferring your information outside of the United Kingdom
To facilitate our business practices, your Personal Data may be collected, transferred to and stored by our data storage provider in the United States. We have implemented safeguards to ensure an adequate level of data protection where your Personal Data is transferred to countries outside the EEA, such as standard contractual clauses for the transfer of Personal Data as approved by the European Commission (Art. 46 GDPR).

Changes to this policy
Any changes we may make to this policy in the future will be posted on this website so please check this page occasionally to ensure that you’re happy with any changes. If we make any significant changes, we’ll make this clear on our website.

Review of this policy
We keep this policy under regular review. This policy was last updated March 2023.